Ethan House, Kariobangi, Nairobi 0739 130 026
For riders

Boda Boda X PAC

Personal accident cover built for boda boda riders — injuries, permanent disability and funeral costs from road accidents.

Personal accident cover

For boda boda riders and the people who depend on them:

  • Individual riders
  • Boda boda SACCO and stage groups registering together
  • Owners covering their riders

What you get

  • Cover for injuries caused by road accidents
  • Permanent disability benefit
  • Funeral (last expense) support
  • Designed around a rider's daily risks

What it costs

Rider rates depend on the cover level and whether you join alone or through your stage or SACCO.

Call or WhatsApp us and we will share the current rates for your cover level.

Ask for the rates

How to join

  1. Pay the one-time registration fee of Ksh 200
  2. Choose your cover level (we will show you the rate card)
  3. Start your contributions by M-Pesa
Start registration — Ksh 200

How to claim

  1. Call or WhatsApp 0739 130 026 and tell us about the accident
  2. Share the membership number and any police abstract or medical report
  3. Our team confirms what is needed and follows up with you
Full claims guide

Waiting periods and exclusions

This covers the rider as a person — it is not motorcycle (third-party or comprehensive) insurance. Waiting periods and exclusions apply; ask for the written terms.

Who provides this benefit

Hikri Companion is a welfare-based organisation that arranges cover for members. Before you pay, we share in writing who provides the benefit for this plan, the exclusions that apply and the waiting periods — ask our team and we will show you the terms.

Questions about Boda Boda X PAC

Is Boda Boda X PAC motorcycle insurance?

No. It covers the rider as a person — injuries, permanent disability and funeral costs from road accidents. Motorcycle insurance for the bike itself is a separate product.

Can our whole stage join together?

Yes. Stages and SACCOs can register members as a group, and we can come to you. Send a group enquiry or call us.

Ready to join Boda Boda X PAC?

Registration is a one-time Ksh 200. We confirm everything in writing before you contribute.

Stay safe: We never ask you to send money to a personal phone number. Pay only through our official till after speaking to our office.