Affordable cover for you and your family
Funeral, medical and accident plans built for Kenyan families — from as little as Ksh 100. Register for Ksh 200 and we take it from there.
Register at our Kariobangi office, at an activation session, or right here. Prefer to talk first? Call 0739 130 026.
Our plans
Cover that fits your life
Five plans for individuals and families — and covers built for groups, schools and businesses.
Last expense
Funeral Plan
Dignified funeral support for you and the people you love — including transport, coffin and tents.
From Ksh 100 / month
See the Last expense plan
Inpatient top-up
Hospicare Medical Plan
An inpatient top-up that works alongside SHA, with a smart card you can use at partner hospitals.
Ksh 250,000 – 500,000 inpatient
See the Inpatient top-up plan
For ages 3–25
Pupils Personal Accident
24-hour accident cover for learners from nursery to university — at school, at home, travelling and during sports.
One-time deposit from Ksh 467 + Ksh 100 / month
See the For ages 3–25 plan
For riders
Boda Boda X PAC
Personal accident cover built for boda boda riders — injuries, permanent disability and funeral costs from road accidents.
Personal accident cover
See the For riders plan
Protection + savings
Supersave Plan
One plan that combines personal accident, medical, last expense benefits and a savings plan.
Save today. Secure tomorrow.
See the Protection + savings plan
Group covers
Groups, Schools & Business
Cover arranged for schools, chamas, SACCOs, churches and employers — priced for your group size.
See group covers
Three steps
How to join
Register
Pay the one-time registration fee of Ksh 200 and fill in your details — online, at our office, or at an activation session.
Choose your plan
Pick the cover that fits you — funeral, medical, accident or savings — and we confirm the cost in writing before you pay.
Start contributing
Pay daily, weekly or monthly by M-Pesa, depending on your plan. We confirm your membership on WhatsApp.
Paying is simple — by M-Pesa
- Go to M-Pesa on your phone and choose Lipa na M-Pesa.
- Choose Buy Goods and Services and enter our till number.
- Enter the amount and your M-Pesa PIN, then send.
- Send us the M-Pesa confirmation message on WhatsApp — we confirm your payment.
Call or WhatsApp us and we give you the current till number for your plan — then you pay in one minute.
Ask for the till number
Why members choose Hikri
- Affordable plans — contributions from as little as Ksh 100
- Cover for you, your children, your parents and extended family
- A smart card for medical cover at partner hospitals
- We come to you — registration sessions in your community
- A real person answers when you call or WhatsApp us
Our team
On the ground, wherever you are
Our field teams register members at offices, stages, schools and community events — and our branded vans take cover to where members live and work.
Visit us
Where to find us
Our office
Ethan House, 2nd Floor, Room B13, next to KCB / Faulu Bank
Kariobangi, Nairobi
Kariobangi registration drive
Outside Ethan House, Kariobangi
Every Saturday · 9.00 am – 1.00 pm
Boda boda stage visits
Kariobangi and Korogocho stages
Weekdays · By arrangement — call to book a visit
Office registration
Ethan House, Room B13, Kariobangi
Monday to Friday · During office hours
Reviews
What members say
Reviews from members using our funeral, medical, pupils, riders and savings plans across Nairobi.
“When my mother passed on, Hikri handled the transport and coffin support quickly. Our family did not struggle the way we had feared.”
“I paid my Ksh 100 a day and received the smart card after 90 days. I used it when I was admitted last month and it worked.”
“I enrolled both my children. When my daughter broke her arm at school, the accident medical expenses were covered.”
“As a rider, road accidents were my biggest fear. After my crash, Hikri paid for my treatment and kept checking on me.”
“My weekly Ksh 400 gives me accident cover, medical and savings at the same time. It keeps me disciplined.”
“We joined as an extended family — my parents and my brothers are all covered on one plan for a small monthly amount.”
“Our chama of 24 members was registered in one afternoon. They came to our meeting place — we did not travel anywhere.”
“We enrolled 180 pupils through the school. Parents only paid the small deposit each, and the process was smooth.”
“The maternity top-up really helped us at the hospital. The card was accepted and the staff guided us on the rest.”
“Registration took a few minutes and my membership number came on WhatsApp the same day. Very simple.”
“Our whole stage joined together. The Hikri team came to us, explained the cover and registered every rider.”
“I like that my savings grow every week while my family stays protected. When I asked about withdrawal, they explained clearly.”